NRB Licensed · Class D

Swastik Microfinance
Financial Institution Ltd.

Empowering communities of Madhesh Province through accessible savings, loans, and self-employment programs since 2075 B.S.

Become a Member
Micro Savings

Secure Your Savings,
Build Your Future

Collect small savings systematically and watch your financial security grow — backed by Nepal Rastra Bank regulation.

Open an Account
Business Loans

Collateral-Free Loans
for Self-Employment

We believe every youth deserves a chance. Access loans with or without collateral to start your business journey right here in Nepal.

Apply for Loan
Annual Celebration

Celebrating Our Anniversary
with Our Community

Every year we celebrate with our members — a reminder of our shared journey and collective growth across Madhesh Province.

Our Story
Financial Literacy

Knowledge Is the
First Step to Prosperity

Our financial literacy programs equip members with the skills and awareness needed to make smart financial decisions for their families.

Learn More
Self-Employment

Creating Opportunities
Within Our Own Province

Income-generating training and skill development programs to help members build sustainable livelihoods in Madhesh Province.

Join a Program
1 / 6
NRB Licensed  ·  Class D  ·  NEPSE: SWASTIK
Madhesh Province · Est. Chaitra 12, 2075 B.S.

Swastik Microfinance Financial Institution Ltd.

Empowering communities of Madhesh Province through accessible savings, collateral-free loans, financial literacy, and self-employment programs — building economic prosperity from the ground up.

NRB Regulated Member-Focused NEPSE Listed Madhesh Province
Institution Overview
2019
Founded
Mar 25
4+
Districts
Served
5.77Cr
Authorized
Capital
D
NRB Class
Provincial
Listed on NEPSE — Symbol: SWASTIK Nepal Stock Exchange · Microfinance Sector
Saptari · Siraha · Dhanusha · Mahottari
Explore
  Our Services

Financial Solutions
Built for Everyone

From savings and loans to microinsurance and financial literacy — every service is designed to uplift members and their communities.

All Services
Micro Savings
Collect small savings from members systematically, helping build financial security and a savings habit over time.
Explore
Business Loans
Loans for business operations and capital growth — available with or without collateral to support members' entrepreneurship.
Explore
Microinsurance
Financial protection for member families during natural disasters and crises — ensuring security when it matters most.
Explore
Financial Literacy
Community programs designed to build financial awareness, responsible borrowing habits, and economic decision-making skills.
Explore
Self-Employment Training
Income-generating skill training programs that open paths to self-reliance, entrepreneurship, and economic independence.
Explore
Crisis Financial Support
Emergency financial assistance for member families affected by natural crises, helping them recover and rebuild with dignity.
Explore
Swastik Microfinance Community
2075
B.S. Established
  About Us

Who We Are

Swastik Microfinance Financial Institution Ltd. is promoted by local personalities of Madhesh Province and licensed by Nepal Rastra Bank as a Class D provincial financial institution. Headquartered at Lahan-08, Siraha, we have been delivering financial services since Chaitra 12, 2075 B.S.

Our mission goes beyond financial transactions — we actively work to safeguard savings, encourage youth self-employment through collateral and collateral-free loans, and contribute to the social prestige and economic prosperity of the communities we serve.

"Swastik Microfinance — for the Creation of Self-Employment"
Rs. 5.77 Cr
Authorized Capital
Rs. 3.46 Cr
Issued Capital
40%
Public Share
  Our Direction

Vision & Mission

Vision
Empowering Rural Nepal
Through the microfinance program — alongside financial transactions — this institution plans to support self-employment creation through financial literacy, income-generating training, and assistance for productive management of community resources.
Mission
Partner in Youth Empowerment
To become a committed partner in youth-targeted self-employment programs by utilizing internal resources and means through the institution's financial support — enabling the next generation to build their futures within their own communities.
  Why Swastik

Built for Madhesh,
by Madhesh

A locally-rooted institution that understands the real needs of its communities — backed by Nepal Rastra Bank and trusted by members across the province.

Locally Promoted & Community-Led Founded by local personalities of Madhesh Province who understand and care about their community's needs.
Nepal Rastra Bank Regulated A fully licensed Class D financial institution — operating transparently under Nepal's central banking authority.
Collateral-Free Loan Options Breaking financial barriers by offering collateral-free loans to support youth and first-time entrepreneurs.
Self-Employment at the Core Every service is designed to reduce dependence and create income-generating opportunities within Nepal.
NEPSE Listed Institution Listed on Nepal Stock Exchange — a mark of credibility, transparency, and investor confidence.
D
NRB
Class
Swastik Community
Swastik Microfinance for the Creation of Self-Employment
Dhirendra Lal Karn, CEO
Dhirendra Lal Karn
Chief Executive Officer

Member families must understand their responsibility, make proper use of the loan, increase their income, and reduce unnecessary expenses.

  Leadership

CEO's Message

Namaskar. Swastik Microfinance Financial Institution Ltd., promoted by local personalities of Madhesh Province, has been licensed by Nepal Rastra Bank as a "Class D" provincial financial institution and has been providing financial services since Chaitra 12, 2075 B.S.

Our objective is to provide financial services through the microfinance program to the people of this province — to safeguard savings, and to encourage youths who wish to engage in business within their own country to become self-employed through collateral or collateral-free loans, thereby assisting in the path of economic prosperity and contributing to social prestige.

Through the sole effort of this institution, economic prosperity cannot be achieved alone. Member families must also understand their responsibility — make full and proper use of the loan, increase income, reduce unnecessary expenses, maintain honesty, and repay installments on time.

We express heartfelt gratitude to all shareholders, customer members, dedicated employees, regulatory bodies, the Board of Directors, and all well-wishers who have supported this institution. We look forward to your continued cooperation in the days ahead.

  Our Presence

Serving Madhesh
Province

With branches spanning four districts of Madhesh Province, Swastik Microfinance is committed to reaching every corner of the communities we serve.

Siraha
Head Office: Lahan-08
Saptari
Madhesh Province
Dhanusha
Madhesh Province
Mahottari
Madhesh Province
Head Office — Lahan-08, Siraha info@swastiklbs.com.np  ·  033-563067
  Start Today

Join Swastik & Build Your
Financial Future

Become part of Madhesh Province's growing microfinance community. Access savings, collateral-free loans, training, and a team that genuinely invests in your success.